{"id":7820,"date":"2025-10-29T08:00:00","date_gmt":"2025-10-29T05:00:00","guid":{"rendered":"https:\/\/974qa.net\/ar\/?p=7820"},"modified":"2025-10-29T11:04:18","modified_gmt":"2025-10-29T08:04:18","slug":"%d9%82%d8%b7%d8%b1-%d9%84%d9%84%d8%aa%d8%a3%d9%85%d9%8a%d9%86-%d8%aa%d8%ad%d9%82%d9%82-%d8%b2%d9%8a%d8%a7%d8%af%d8%a9-%d8%a8%d9%86%d8%b3%d8%a8%d8%a9-23-%d9%81%d9%8a-%d8%b5%d8%a7%d9%81%d9%8a-%d8%a7","status":"publish","type":"post","link":"https:\/\/974qa.net\/ar\/%d9%82%d8%b7%d8%b1-%d9%84%d9%84%d8%aa%d8%a3%d9%85%d9%8a%d9%86-%d8%aa%d8%ad%d9%82%d9%82-%d8%b2%d9%8a%d8%a7%d8%af%d8%a9-%d8%a8%d9%86%d8%b3%d8%a8%d8%a9-23-%d9%81%d9%8a-%d8%b5%d8%a7%d9%81%d9%8a-%d8%a7\/%d8%a3%d8%ae%d8%a8%d8%a7%d8%b1-2","title":{"rendered":"\u0642\u0637\u0631 \u0644\u0644\u062a\u0623\u0645\u064a\u0646 \u062a\u062d\u0642\u0642 \u0632\u064a\u0627\u062f\u0629 \u0628\u0646\u0633\u0628\u0629 23% \u0641\u064a \u0635\u0627\u0641\u064a \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0642\u0628\u0644 \u0636\u0631\u064a\u0628\u0629 \u0627\u0644\u0631\u0643\u064a\u0632\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629 \u062e\u0644\u0627\u0644 \u0627\u0644\u062a\u0633\u0639\u0629 \u0623\u0634\u0647\u0631 \u0627\u0644\u0623\u0648\u0644\u0649 \u0645\u0646 2025"},"content":{"rendered":"\n<h6 class=\"wp-block-heading has-text-align-left\"><strong>To read this article in English, press <a href=\"https:\/\/974qa.net\/news2\/qic-net-profit-before-pillar-ii-tax-surges-by-23-in-9m-2025\" target=\"_blank\" rel=\"noopener\" title=\"\">here<\/a><\/strong><\/h6>\n\n\n\n<div class=\"wp-block-jetpack-slideshow aligncenter\" data-effect=\"slide\"><div class=\"wp-block-jetpack-slideshow_container swiper-container\"><ul class=\"wp-block-jetpack-slideshow_swiper-wrapper swiper-wrapper\"><li class=\"wp-block-jetpack-slideshow_slide swiper-slide\"><figure><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"485\" alt=\"\" class=\"wp-block-jetpack-slideshow_image wp-image-7822\" data-id=\"7822\" src=\"https:\/\/i0.wp.com\/974qa.net\/ar\/wp-content\/uploads\/sites\/3\/2025\/10\/WhatsApp-Image-2025-10-28-at-8.38.56-PM.jpeg?resize=1024%2C485&#038;ssl=1\" srcset=\"https:\/\/i0.wp.com\/974qa.net\/ar\/wp-content\/uploads\/sites\/3\/2025\/10\/WhatsApp-Image-2025-10-28-at-8.38.56-PM.jpeg?resize=1024%2C485&amp;ssl=1 1024w, https:\/\/i0.wp.com\/974qa.net\/ar\/wp-content\/uploads\/sites\/3\/2025\/10\/WhatsApp-Image-2025-10-28-at-8.38.56-PM.jpeg?resize=300%2C142&amp;ssl=1 300w, https:\/\/i0.wp.com\/974qa.net\/ar\/wp-content\/uploads\/sites\/3\/2025\/10\/WhatsApp-Image-2025-10-28-at-8.38.56-PM.jpeg?resize=768%2C364&amp;ssl=1 768w, https:\/\/i0.wp.com\/974qa.net\/ar\/wp-content\/uploads\/sites\/3\/2025\/10\/WhatsApp-Image-2025-10-28-at-8.38.56-PM.jpeg?resize=1536%2C728&amp;ssl=1 1536w, https:\/\/i0.wp.com\/974qa.net\/ar\/wp-content\/uploads\/sites\/3\/2025\/10\/WhatsApp-Image-2025-10-28-at-8.38.56-PM.jpeg?resize=18%2C9&amp;ssl=1 18w, https:\/\/i0.wp.com\/974qa.net\/ar\/wp-content\/uploads\/sites\/3\/2025\/10\/WhatsApp-Image-2025-10-28-at-8.38.56-PM.jpeg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" data-recalc-dims=\"1\" \/><\/figure><\/li><li class=\"wp-block-jetpack-slideshow_slide swiper-slide\"><figure><img decoding=\"async\" width=\"723\" height=\"1024\" alt=\"\" class=\"wp-block-jetpack-slideshow_image wp-image-7821\" data-id=\"7821\" src=\"https:\/\/i0.wp.com\/974qa.net\/ar\/wp-content\/uploads\/sites\/3\/2025\/10\/WhatsApp-Image-2025-10-28-at-8.38.56-PM-1.jpeg?resize=723%2C1024&#038;ssl=1\" srcset=\"https:\/\/i0.wp.com\/974qa.net\/ar\/wp-content\/uploads\/sites\/3\/2025\/10\/WhatsApp-Image-2025-10-28-at-8.38.56-PM-1.jpeg?resize=723%2C1024&amp;ssl=1 723w, https:\/\/i0.wp.com\/974qa.net\/ar\/wp-content\/uploads\/sites\/3\/2025\/10\/WhatsApp-Image-2025-10-28-at-8.38.56-PM-1.jpeg?resize=212%2C300&amp;ssl=1 212w, https:\/\/i0.wp.com\/974qa.net\/ar\/wp-content\/uploads\/sites\/3\/2025\/10\/WhatsApp-Image-2025-10-28-at-8.38.56-PM-1.jpeg?resize=768%2C1088&amp;ssl=1 768w, https:\/\/i0.wp.com\/974qa.net\/ar\/wp-content\/uploads\/sites\/3\/2025\/10\/WhatsApp-Image-2025-10-28-at-8.38.56-PM-1.jpeg?resize=1084%2C1536&amp;ssl=1 1084w, https:\/\/i0.wp.com\/974qa.net\/ar\/wp-content\/uploads\/sites\/3\/2025\/10\/WhatsApp-Image-2025-10-28-at-8.38.56-PM-1.jpeg?resize=8%2C12&amp;ssl=1 8w, https:\/\/i0.wp.com\/974qa.net\/ar\/wp-content\/uploads\/sites\/3\/2025\/10\/WhatsApp-Image-2025-10-28-at-8.38.56-PM-1.jpeg?w=1129&amp;ssl=1 1129w\" sizes=\"(max-width: 723px) 100vw, 723px\" data-recalc-dims=\"1\" \/><\/figure><\/li><\/ul><a class=\"wp-block-jetpack-slideshow_button-prev swiper-button-prev swiper-button-white\" role=\"button\"><\/a><a class=\"wp-block-jetpack-slideshow_button-next swiper-button-next swiper-button-white\" role=\"button\"><\/a><a aria-label=\"Pause Slideshow\" class=\"wp-block-jetpack-slideshow_button-pause\" role=\"button\"><\/a><div class=\"wp-block-jetpack-slideshow_pagination swiper-pagination swiper-pagination-white\"><\/div><\/div><\/div>\n\n\n\n<p>\u0623\u0639\u0644\u0646\u062a \u0642\u0637\u0631 \u0644\u0644\u062a\u0623\u0645\u064a\u0646\u060c \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0631\u0627\u0626\u062f\u0629 \u0641\u064a \u0642\u0637\u0627\u0639 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u0642\u0637\u0631 \u0648\u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u0634\u0631\u0642 \u0627\u0644\u0623\u0648\u0633\u0637 \u0648\u0634\u0645\u0627\u0644 \u0623\u0641\u0631\u064a\u0642\u064a\u0627\u060c \u0639\u0646 \u062a\u062d\u0642\u064a\u0642 \u0635\u0627\u0641\u064a \u0623\u0631\u0628\u0627\u062d \u0642\u062f\u0631\u0647 588 \u0645\u0644\u064a\u0648\u0646 \u0631\u064a\u0627\u0644 \u0642\u0637\u0631\u064a \u062e\u0644\u0627\u0644 \u0627\u0644\u062a\u0633\u0639\u0629 \u0623\u0634\u0647\u0631 \u0627\u0644\u0623\u0648\u0644\u0649 \u0645\u0646 \u0639\u0627\u0645 2025\u060c \u0628\u0632\u064a\u0627\u062f\u0629 \u0642\u062f\u0631\u0647\u0627 12% \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0640 525 \u0645\u0644\u064a\u0648\u0646 \u0631\u064a\u0627\u0644 \u0642\u0637\u0631\u064a \u0644\u0644\u0641\u062a\u0631\u0629 \u0646\u0641\u0633\u0647\u0627 \u0645\u0646 \u0639\u0627\u0645 2024. \u062c\u0627\u0621 \u0630\u0644\u0643 \u0639\u0642\u0628 \u0627\u062c\u062a\u0645\u0627\u0639 \u0645\u062c\u0644\u0633 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0630\u064a \u0639\u0642\u062f \u0628\u062a\u0627\u0631\u064a\u062e 28 \u0623\u0643\u062a\u0648\u0628\u0631 2025 \u0628\u0631\u0626\u0627\u0633\u0629 \u0633\u0639\u0627\u062f\u0629 \u0627\u0644\u0634\u064a\u062e \u062d\u0645\u062f \u0628\u0646 \u0641\u064a\u0635\u0644 \u0628\u0646 \u062b\u0627\u0646\u064a \u062c\u0627\u0633\u0645 \u0622\u0644 \u062b\u0627\u0646\u064a\u060c \u0631\u0626\u064a\u0633 \u0645\u062c\u0644\u0633 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062c\u0645\u0648\u0639\u0629\u060c \u0648\u0627\u0644\u0630\u064a \u0627\u0639\u062a\u0645\u062f \u062e\u0644\u0627\u0644\u0647 \u0627\u0644\u0646\u062a\u0627\u0626\u062c \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0641\u062a\u0631\u0629.<\/p>\n\n\n\n<p><strong>\u0642\u064a\u0627\u062f\u0629 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u062a\u0639\u0632\u0632 \u0627\u0644\u0646\u0645\u0648 \u0648\u0627\u0644\u0623\u062f\u0627\u0621<\/strong><\/p>\n\n\n\n<p>\u0623\u0643\u062f \u0633\u0639\u0627\u062f\u0629 \u0627\u0644\u0634\u064a\u062e \u062d\u0645\u062f \u0628\u0646 \u0641\u064a\u0635\u0644 \u0628\u0646 \u062b\u0627\u0646\u064a \u062c\u0627\u0633\u0645 \u0622\u0644 \u062b\u0627\u0646\u064a\u060c \u0631\u0626\u064a\u0633 \u0645\u062c\u0644\u0633 \u0625\u062f\u0627\u0631\u0629 \u0645\u062c\u0645\u0648\u0639\u0629 \u0642\u0637\u0631 \u0644\u0644\u062a\u0623\u0645\u064a\u0646\u060c \u0623\u0646 \u0627\u0644\u0646\u062a\u0627\u0626\u062c \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u0631\u062a\u0641\u0639\u0629 \u062a\u0639\u0643\u0633 \u0642\u0648\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0648\u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u0643\u064a\u0641 \u0645\u0639 \u0627\u0644\u0645\u062a\u063a\u064a\u0631\u0627\u062a \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629\u060c \u0642\u0627\u0626\u0644\u0627\u064b:<br><em>&#8220;\u0625\u0646 \u062a\u062d\u0642\u064a\u0642 \u0632\u064a\u0627\u062f\u0629 \u0628\u0646\u0633\u0628\u0629 23% \u0641\u064a \u0635\u0627\u0641\u064a \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0642\u0628\u0644 \u0636\u0631\u064a\u0628\u0629 \u0627\u0644\u0631\u0643\u064a\u0632\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629 \u064a\u0639\u0643\u0633 \u0642\u0648\u0629 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u062a\u0646\u0627 \u0648\u0642\u062f\u0631\u062a\u0646\u0627 \u0639\u0644\u0649 \u0627\u0644\u062a\u0643\u064a\u0641 \u0645\u0639 \u0627\u0644\u0645\u062a\u063a\u064a\u0631\u0627\u062a \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629\u060c \u0648\u064a\u0628\u0631\u0647\u0646 \u0639\u0644\u0649 \u0627\u0644\u062a\u0632\u0627\u0645 \u062c\u0645\u064a\u0639 \u0648\u062d\u062f\u0627\u062a \u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0645\u062c\u0645\u0648\u0639\u0629 \u0628\u0627\u0644\u062a\u0645\u064a\u0632 \u0648\u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631. \u0642\u0637\u0631 \u0644\u0644\u062a\u0623\u0645\u064a\u0646 \u0644\u064a\u0633\u062a \u0645\u062c\u0631\u062f \u0634\u0631\u0643\u0629 \u0631\u0627\u0626\u062f\u0629 \u0641\u064a \u0627\u0644\u0633\u0648\u0642\u060c \u0628\u0644 \u0646\u0645\u0648\u0630\u062c \u0644\u0644\u0631\u064a\u0627\u062f\u0629 \u0627\u0644\u0645\u0633\u062a\u062f\u0627\u0645\u0629\u060c \u062d\u064a\u062b \u062a\u062c\u0645\u0639 \u0628\u064a\u0646 \u0627\u0644\u062a\u0645\u064a\u0632 \u0641\u064a \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0648\u0627\u0644\u0642\u0648\u0629 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u0648\u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u064a\u0644 \u0648\u0627\u0644\u062d\u064e\u0648\u0652\u0643\u064e\u0645\u0629 \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0648\u0649. \u0648\u062a\u0639\u0643\u0633 \u0645\u062d\u0641\u0638\u062a\u0646\u0627 \u0627\u0644\u0627\u0643\u062a\u062a\u0627\u0628\u064a\u0629\u060c \u0627\u0644\u0645\u062f\u0639\u0648\u0645\u0629 \u0628\u0631\u0624\u064a\u0629 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0637\u0648\u064a\u0644\u0629 \u0627\u0644\u0623\u0645\u062f\u060c \u062a\u0648\u0627\u0632\u0646\u0627\u064b \u0645\u062f\u0631\u0648\u0633\u0627\u064b \u0628\u064a\u0646 \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0648\u0627\u0644\u0625\u0642\u0644\u064a\u0645\u064a\u0629 \u0648\u0627\u0644\u062f\u0648\u0644\u064a\u0629\u060c \u0645\u0645\u0627 \u064a\u0636\u0645\u0646 \u0646\u0645\u0648\u0627\u064b \u0645\u0633\u062a\u062f\u0627\u0645\u0627\u064b \u0648\u0645\u0631\u0628\u062d\u0627\u064b \u062d\u062a\u0649 \u0641\u064a \u0623\u0648\u0642\u0627\u062a \u0639\u062f\u0645 \u0627\u0644\u064a\u0642\u064a\u0646 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a.&#8221;<\/em><\/p>\n\n\n\n<p>\u0645\u0646 \u062c\u0627\u0646\u0628\u0647\u060c \u0635\u0631\u062d \u0627\u0644\u0633\u064a\u062f \u0633\u0627\u0644\u0645 \u062e\u0644\u0641 \u0627\u0644\u0645\u0646\u0627\u0639\u064a\u060c \u0627\u0644\u0631\u0626\u064a\u0633 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a \u0644\u0645\u062c\u0645\u0648\u0639\u0629 \u0642\u0637\u0631 \u0644\u0644\u062a\u0623\u0645\u064a\u0646:<br>&#8220;\u0641\u064a \u0639\u0627\u0645 2025\u060c \u0648\u0627\u0635\u0644\u0646\u0627 \u062a\u0639\u0632\u064a\u0632 \u0645\u0643\u0627\u0646\u0629 \u0642\u0637\u0631 \u0644\u0644\u062a\u0623\u0645\u064a\u0646 \u0643\u0642\u0627\u0626\u062f \u0645\u0628\u062a\u0643\u0631 \u0641\u064a \u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u060c \u0645\u0646 \u062e\u0644\u0627\u0644 \u0637\u0631\u062d \u0645\u0646\u062a\u062c\u0627\u062a \u0648\u062e\u062f\u0645\u0627\u062a \u062d\u062f\u064a\u062b\u0629 \u062a\u0644\u0628\u064a \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0639\u0645\u0644\u0627\u0626\u0646\u0627 \u0627\u0644\u0645\u062a\u063a\u064a\u0631\u0629 \u0648\u062a\u0641\u062a\u062d \u0622\u0641\u0627\u0642\u064b\u0627 \u062c\u062f\u064a\u062f\u0629 \u0644\u0644\u0646\u0645\u0648 \u0627\u0644\u0625\u0642\u0644\u064a\u0645\u064a \u0648\u0627\u0644\u062f\u0648\u0644\u064a. \u0644\u0642\u062f \u0623\u0637\u0644\u0642\u0646\u0627 \u0628\u0646\u062c\u0627\u062d \u0623\u0648\u0644 \u0645\u0646\u062a\u062c \u0644\u062a\u0623\u0645\u064a\u0646 \u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u062f\u0627\u0631\u0633 \u0648\u0623\u0648\u0644 \u0645\u0646\u062a\u062c \u0644\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0641\u064a \u0642\u0637\u0631\u060c \u0648\u0646\u0639\u0645\u0644 \u0639\u0644\u0649 \u062a\u0648\u0633\u064a\u0639 \u0645\u062d\u0641\u0638\u062a\u0646\u0627 \u0639\u0628\u0631 \u0627\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u0645\u0628\u062a\u0643\u0631\u0629 \u0642\u0628\u0644 \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u0639\u0627\u0645. \u0643\u0645\u0627 \u0646\u0648\u0627\u0635\u0644 \u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 \u062a\u0642\u062f\u064a\u0645 \u062e\u062f\u0645\u0629 \u0639\u0645\u0644\u0627\u0621 \u0645\u062a\u0645\u064a\u0632\u0629 \u0648\u062a\u0639\u0632\u064a\u0632 \u0643\u0641\u0627\u0621\u062a\u0646\u0627 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0644\u062f\u0639\u0645 \u0646\u0645\u0648\u0646\u0627 \u0627\u0644\u0645\u0633\u062a\u062f\u0627\u0645. \u0648\u0646\u0641\u062e\u0631 \u0623\u064a\u0636\u064b\u0627 \u0628\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a\u0646\u0627 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0641\u064a \u0634\u0631\u0643\u0627\u062a \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u060c \u0648\u062a\u0639\u0632\u064a\u0632 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a\u060c \u0648\u0627\u0644\u062a\u0648\u0633\u0639 \u0639\u0628\u0631 \u062a\u0637\u0628\u064a\u0642\u0646\u0627 \u0627\u0644\u062d\u0627\u0626\u0632 \u0639\u0644\u0649 \u062c\u0648\u0627\u0626\u0632 &#8220;QIC App&#8221;\u060c \u0628\u0645\u0627 \u064a\u0636\u0645\u0646 \u062a\u062c\u0631\u0628\u0629 \u0631\u0642\u0645\u064a\u0629 \u0633\u0644\u0633\u0629 \u0644\u0634\u0631\u0643\u0627\u0626\u0646\u0627 \u0645\u0646 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u064a\u064f\u0631\u0633\u0651\u062e \u062f\u0648\u0631\u0646\u0627 \u0641\u064a \u062a\u0634\u0643\u064a\u0644 \u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u0627\u0644\u0645\u0646\u0637\u0642\u0629.&#8221;<\/p>\n\n\n\n<p><strong>\u0646\u0645\u0648 \u0645\u0633\u062a\u062f\u0627\u0645 \u0641\u064a \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629<\/strong><br>\u062a\u0645 \u062a\u0639\u062f\u064a\u0644 \u062a\u0648\u0642\u0639\u0627\u062a \u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0644\u0639\u0627\u0645 2025 \u0644\u062a\u0635\u0644 \u0625\u0644\u0649 3.2% \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0640 2.9% \u0641\u064a \u0645\u0646\u062a\u0635\u0641 \u0627\u0644\u0639\u0627\u0645\u060c \u0645\u062f\u0641\u0648\u0639\u0627\u064b \u0628\u062a\u0633\u0631\u064a\u0639 \u0627\u0644\u0625\u0646\u062a\u0627\u062c \u0648\u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0642\u0628\u0644 \u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u062c\u0645\u0631\u0643\u064a\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629\u060c \u0648\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0641\u064a \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0641\u064a \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629\u060c \u0648\u0627\u0644\u062f\u0639\u0645 \u0627\u0644\u0645\u0627\u0644\u064a \u0641\u064a \u0627\u0644\u0635\u064a\u0646 (OECD). \u0648\u0631\u063a\u0645 \u0647\u0630\u0627\u060c \u064a\u0645\u062b\u0644 \u0627\u0644\u0646\u0645\u0648 \u062a\u0628\u0627\u0637\u0624\u0627\u064b \u0637\u0641\u064a\u0641\u0627\u064b \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0640 3.3% \u0641\u064a 2024\u060c \u0645\u0639 \u062a\u0648\u0642\u0639 \u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u062a\u0631\u0627\u062c\u0639 \u0641\u064a 2026 \u0628\u0633\u0628\u0628 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0633\u064a\u0627\u0633\u064a\u0629 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629.<\/p>\n\n\n\n<p>\u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0628\u0644\u060c \u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u0633\u062c\u0644 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0641\u064a \u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u0634\u0631\u0642 \u0627\u0644\u0623\u0648\u0633\u0637 \u0648\u0634\u0645\u0627\u0644 \u0623\u0641\u0631\u064a\u0642\u064a\u0627 \u0646\u0645\u0648\u0627\u064b \u0645\u0639\u062a\u062f\u0644\u0627\u064b \u0628\u0646\u0633\u0628\u0629 2.6% \u0641\u064a 2025\u060c \u0628\u064a\u0646\u0645\u0627 \u064a\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u0635\u0644 \u0645\u0639\u062f\u0644 \u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0633\u0646\u0648\u064a \u0644\u062f\u0648\u0644 \u0645\u062c\u0644\u0633 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0627\u0644\u062e\u0644\u064a\u062c\u064a \u0625\u0644\u0649 4.1% \u0641\u064a 2025 \u06484.6% \u0641\u064a 2026\u060c \u0645\u062f\u0641\u0648\u0639\u0627\u064b \u0628\u0642\u0637\u0627\u0639 \u0627\u0644\u0637\u0627\u0642\u0629 \u0627\u0644\u0645\u062a\u0639\u0627\u0641\u064d\u060c \u062c\u0647\u0648\u062f \u0627\u0644\u062a\u0646\u0648\u064a\u0639 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u060c \u0648\u0627\u0646\u062e\u0641\u0627\u0636 \u0627\u0644\u062a\u0623\u062b\u0631 \u0628\u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u062c\u0645\u0631\u0643\u064a\u0629 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629.<\/p>\n\n\n\n<p>\u0627\u0633\u062a\u0641\u0627\u062f\u062a \u0642\u0637\u0631 \u0644\u0644\u062a\u0623\u0645\u064a\u0646 \u0645\u0646 \u0647\u0630\u0627 \u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0625\u0642\u0644\u064a\u0645\u064a \u0627\u0644\u0642\u0648\u064a \u0639\u0628\u0631 \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u0648\u0627\u0632\u0646 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0644\u0645\u062d\u0641\u0638\u062a\u0647\u0627 \u0627\u0644\u0627\u0643\u062a\u062a\u0627\u0628\u064a\u0629\u060c \u062d\u064a\u062b \u0627\u0631\u062a\u0641\u0639\u062a \u062d\u0635\u0629 \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u0645\u0643\u062a\u062a\u0628\u0629 \u0645\u0646 \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0648\u0627\u0644\u0625\u0642\u0644\u064a\u0645\u064a\u0629 \u0625\u0644\u0649 60%\u060c \u0645\u0642\u0627\u0628\u0644 54% \u0641\u064a \u0627\u0644\u0639\u0627\u0645 \u0627\u0644\u0645\u0627\u0636\u064a\u060c \u0641\u064a\u0645\u0627 \u0627\u0646\u062e\u0641\u0636\u062a \u0627\u0644\u062d\u0635\u0629 \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0625\u0644\u0649 40% \u0644\u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0631\u0628\u062d\u064a\u0629 \u0648\u0627\u0644\u0627\u0633\u062a\u062f\u0627\u0645\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/p>\n\n\n\n<p><strong>\u062a\u0646\u0648\u064a\u0639 \u0627\u0644\u0645\u062d\u0641\u0638\u0629 \u0648\u0627\u0644\u0627\u0643\u062a\u062a\u0627\u0628 \u0627\u0644\u0631\u0642\u0645\u064a \u0627\u0644\u0645\u0628\u062a\u0643\u0631<\/strong><br>\u0648\u0627\u0635\u0644\u062a \u0642\u0637\u0631 \u0644\u0644\u0644\u062a\u0623\u0645\u064a\u0646 \u062a\u0639\u0632\u064a\u0632 \u0645\u062d\u0641\u0638\u062a\u0647\u0627 \u0627\u0644\u0627\u0643\u062a\u062a\u0627\u0628\u064a\u0629 \u0639\u0628\u0631 \u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0634\u062e\u0635\u064a\u060c \u0627\u0644\u0635\u062d\u064a\u060c \u0627\u0644\u0628\u062d\u0631\u064a \u0648\u0642\u0637\u0627\u0639 \u0627\u0644\u0637\u0627\u0642\u0629. \u0633\u062c\u0644\u062a \u0646\u062a\u0627\u0626\u062c \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a\u0629 353 \u0645\u0644\u064a\u0648\u0646 \u0631\u064a\u0627\u0644 \u0642\u0637\u0631\u064a\u060c \u0645\u0627 \u064a\u0639\u0643\u0633 \u0646\u062c\u0627\u062d \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u0648\u0627\u0632\u0646 \u0648\u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0629 \u0625\u0644\u0649 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0648\u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0631\u0642\u0645\u064a.<\/p>\n\n\n\n<p>\u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631\u060c \u0623\u0637\u0644\u0642\u062a \u0642\u0637\u0631 \u0644\u0644\u062a\u0623\u0645\u064a\u0646 \u0623\u0648\u0644 \u0645\u0646\u062a\u062c \u0644\u062a\u0623\u0645\u064a\u0646 \u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u062f\u0627\u0631\u0633 \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0641\u064a \u0642\u0637\u0631\u060c \u0644\u062a\u063a\u0637\u064a\u0629 \u062d\u0627\u0644\u0627\u062a \u0641\u0642\u062f\u0627\u0646 \u0627\u0644\u0648\u0638\u064a\u0641\u0629 \u0623\u0648 \u0627\u0644\u0639\u062c\u0632 \u0627\u0644\u062f\u0627\u0626\u0645 \u0623\u0648 \u0627\u0644\u0648\u0641\u0627\u0629 \u0627\u0644\u0639\u0631\u0636\u064a\u0629\u060c \u0645\u0639 \u062a\u0639\u0648\u064a\u0636 \u0631\u0633\u0648\u0645 \u0627\u0644\u0627\u0645\u062a\u062d\u0627\u0646\u0627\u062a \u0639\u0646\u062f \u0627\u0644\u062d\u0627\u062c\u0629. \u0643\u0645\u0627 \u0623\u0637\u0644\u0642\u062a \u0623\u0648\u0644 \u0645\u0646\u062a\u062c \u0644\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a \u0644\u0644\u0623\u0641\u0631\u0627\u062f\u060c \u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0645\u0646 \u0627\u0644\u0647\u062c\u0645\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0627\u0644\u0645\u0627\u0644\u064a \u0648\u0627\u0644\u0627\u0628\u062a\u0632\u0627\u0632 \u0648\u0633\u0631\u0642\u0629 \u0627\u0644\u0647\u0648\u064a\u0629. \u0648\u0634\u0647\u062f\u062a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u062a\u0639\u0632\u064a\u0632 \u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0641\u0648\u0631\u064a \u0639\u0628\u0631 \u0645\u0631\u0627\u0643\u0632 \u0627\u0644\u0641\u062d\u0635 \u0623\u0648 \u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u0631\u0642\u0645\u064a QIC App\u060c \u0643\u0645\u0627 \u062a\u0645 \u062a\u0648\u0633\u064a\u0639 \u0645\u062d\u062a\u0648\u0649 \u0645\u0646\u0635\u0629 &#8220;QIC Reads&#8221; \u0644\u062a\u0628\u0633\u064a\u0637 \u0641\u0647\u0645 \u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0645\u0631\u0643\u0628\u0627\u062a.<\/p>\n\n\n\n<p>\u0623\u062f\u0627\u0621 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a \u0642\u0648\u064a \u0648\u0646\u0645\u0648 \u0645\u0633\u062a\u062f\u0627\u0645 \u0641\u064a \u0627\u0644\u0623\u0631\u0628\u0627\u062d<\/p>\n\n\n\n<p>\u062d\u0642\u0642\u062a \u0645\u062d\u0641\u0638\u0629 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0645\u062a\u0646\u0648\u0639\u0629 \u0644\u0642\u0637\u0631 \u0644\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0627\u0626\u062f\u0627\u064b \u0642\u0648\u064a\u0627\u064b \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0628\u0644\u063a 5% \u062e\u0644\u0627\u0644 \u0627\u0644\u0641\u062a\u0631\u0629\u060c \u0645\u0642\u0627\u0631\u0646\u0629\u064b \u0628\u0640 4.9% \u0644\u0646\u0641\u0633 \u0627\u0644\u0641\u062a\u0631\u0629 \u0645\u0646 \u0639\u0627\u0645 2024.<br>\u0643\u0645\u0627 \u0633\u062c\u0644\u062a \u0642\u0637\u0631 \u0644\u0644\u062a\u0623\u0645\u064a\u0646 \u0635\u0627\u0641\u064a \u0631\u0628\u062d \u0642\u062f\u0631\u0647 588 \u0645\u0644\u064a\u0648\u0646 \u0631\u064a\u0627\u0644 \u0642\u0637\u0631\u064a \u062e\u0644\u0627\u0644 \u0627\u0644\u0623\u0634\u0647\u0631 \u0627\u0644\u062a\u0633\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u0645\u0646 \u0639\u0627\u0645 2025\u060c \u0628\u0632\u064a\u0627\u062f\u0629 \u0646\u0633\u0628\u062a\u0647\u0627 12% \u0639\u0644\u0649 \u0623\u0633\u0627\u0633 \u0633\u0646\u0648\u064a. \u0648\u0628\u0644\u063a \u0635\u0627\u0641\u064a \u0627\u0644\u0631\u0628\u062d \u0627\u0644\u0639\u0627\u0626\u062f \u0644\u0645\u0633\u0627\u0647\u0645\u064a \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0623\u0645 (\u0628\u0627\u0633\u062a\u062b\u0646\u0627\u0621 \u062d\u0642\u0648\u0642 \u0627\u0644\u0623\u0642\u0644\u064a\u0629) 573 \u0645\u0644\u064a\u0648\u0646 \u0631\u064a\u0627\u0644 \u0642\u0637\u0631\u064a.<\/p>\n\n\n\n<p><strong>\u062a\u0648\u0633\u064a\u0639 \u062d\u0636\u0648\u0631 \u0627\u0644\u0645\u062c\u0645\u0648\u0639\u0629 \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629<\/strong><br>\u062a\u0645\u0627\u0634\u064a\u0627\u064b \u0645\u0639 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0627\u0644\u0646\u0645\u0648 \u0641\u064a \u062f\u0648\u0644 \u0645\u062c\u0644\u0633 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0627\u0644\u062e\u0644\u064a\u062c\u064a\u060c \u0642\u062f\u0645\u062a \u0627\u0644\u0645\u062c\u0645\u0648\u0639\u0629 \u062e\u0637\u0629 \u0634\u0627\u0645\u0644\u0629 \u0644\u0625\u0637\u0644\u0627\u0642 \u0641\u0631\u0639 \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u060c \u062d\u064a\u062b \u064a\u064f\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u0646\u0645\u0648 \u0633\u0648\u0642 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0628\u0645\u0639\u062f\u0644 \u0633\u0646\u0648\u064a \u0645\u0631\u0643\u0628 8.9% \u0644\u064a\u0635\u0644 \u0625\u0644\u0649 105.3 \u0645\u0644\u064a\u0627\u0631 \u0631\u064a\u0627\u0644 \u0633\u0639\u0648\u062f\u064a \u0628\u062d\u0644\u0648\u0644 2029. \u0648\u0633\u064a\u0633\u062a\u0646\u062f \u0627\u0644\u0646\u0645\u0648\u0630\u062c \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a \u0639\u0644\u0649 \u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0645\u062a\u0637\u0648\u0631\u0629 \u0644\u0644\u0645\u062c\u0645\u0648\u0639\u0629 \u0648\u062e\u0628\u0631\u062a\u0647\u0627 \u0627\u0644\u0625\u0642\u0644\u064a\u0645\u064a\u0629\u060c \u0645\u0639 \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0627\u0644\u0625\u0635\u0644\u0627\u062d\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0648\u0631\u0624\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 2030.<\/p>\n\n\n\n<p><strong>\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0627\u0644\u0642\u064a\u0627\u062f\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u064a\u0629 \u0648\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a<\/strong><br>\u0646\u0641\u0630\u062a \u0642\u0637\u0631 \u0644\u0644\u062a\u0623\u0645\u064a\u0646 \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u062a\u062f\u0631\u064a\u0628 \u0627\u0644\u0635\u064a\u0641\u064a 2025 \u0644\u062a\u0637\u0648\u064a\u0631 \u0645\u0647\u0627\u0631\u0627\u062a \u0627\u0644\u0637\u0644\u0627\u0628 \u0627\u0644\u0645\u062a\u0645\u064a\u0632\u064a\u0646\u060c \u0643\u0645\u0627 \u0646\u0638\u0645\u062a \u0628\u0631\u0627\u0645\u062c \u062a\u062f\u0631\u064a\u0628 \u0645\u0643\u062b\u0641\u0629 \u0644\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0644\u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0639\u0644\u0627\u0645\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0644\u0644\u0645\u062c\u0645\u0648\u0639\u0629 \u0648\u062a\u0648\u0633\u064a\u0639 \u062d\u0636\u0648\u0631\u0647\u0627 \u0641\u064a \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0648\u062a\u0639\u0632\u064a\u0632 \u0639\u0644\u0627\u0642\u0627\u062a\u0647\u0627 \u0645\u0639 \u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0645\u0635\u0644\u062d\u0629.<\/p>\n\n\n\n<p><strong>\u0631\u064a\u0627\u062f\u0629 \u0641\u064a \u0627\u0644\u062d\u0648\u0643\u0645\u0629 \u0627\u0644\u0628\u064a\u0626\u064a\u0629 \u0648\u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u0648\u0627\u0644\u0645\u0624\u0633\u0633\u064a\u0629<\/strong><strong> (ESG)<\/strong><br>\u062a\u0645\u0627\u0634\u064a\u0627\u064b \u0645\u0639 \u0623\u0647\u062f\u0627\u0641 \u0642\u0637\u0631 \u0644\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0627\u0646\u0628\u0639\u0627\u062b\u0627\u062a \u0628\u0646\u0633\u0628\u0629 25% \u0628\u062d\u0644\u0648\u0644 2030\u060c \u0627\u0639\u062a\u0645\u062f\u062a \u0642\u0637\u0631 \u0644\u0644\u062a\u0623\u0645\u064a\u0646 \u0625\u0637\u0627\u0631\u0627\u064b \u0634\u0627\u0645\u0644\u0627\u064b \u0644\u0644\u062d\u0648\u0643\u0645\u0629 \u0627\u0644\u0628\u064a\u0626\u064a\u0629 \u0648\u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u0648\u0627\u0644\u0645\u0624\u0633\u0633\u064a\u0629\u060c \u0648\u0623\u0635\u0628\u062d\u062a \u0623\u0648\u0644 \u0634\u0631\u0643\u0629 \u0641\u064a \u0642\u0637\u0631 \u0648\u0623\u0648\u0644 \u0634\u0631\u0643\u0629 \u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u0634\u0631\u0642 \u0627\u0644\u0623\u0648\u0633\u0637 \u0648\u0634\u0645\u0627\u0644 \u0623\u0641\u0631\u064a\u0642\u064a\u0627 \u062a\u062d\u0635\u0644 \u0639\u0644\u0649 \u062a\u0635\u0646\u064a\u0641 AAA \u0645\u0646 MSCI\u060c \u0645\u0645\u0627 \u064a\u0636\u0639\u0647\u0627 \u0636\u0645\u0646 \u0623\u0641\u0636\u0644 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0641\u064a \u0627\u0644\u0627\u0633\u062a\u062f\u0627\u0645\u0629 \u0648\u0627\u0644\u062d\u0648\u0643\u0645\u0629.<\/p>\n\n\n\n<p><strong>\u0627\u0644\u062c\u0648\u0627\u0626\u0632 \u0648\u0627\u0644\u062a\u0643\u0631\u064a\u0645\u0627\u062a<\/strong><br>\u062d\u0635\u062f\u062a \u0642\u0637\u0631 \u0644\u0644\u062a\u0623\u0645\u064a\u0646 \u0644\u0642\u0628 &#8220;\u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0644\u0644\u0639\u0627\u0645 \u0641\u064a \u0642\u0637\u0631&#8221; \u0636\u0645\u0646 \u062c\u0648\u0627\u0626\u0632 MENA IR \u0644\u0644\u0633\u0646\u0629 \u0627\u0644\u0631\u0627\u0628\u0639\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u0648\u0627\u0644\u064a. \u0648\u062d\u0627\u0632 \u062a\u0637\u0628\u064a\u0642 QIC App \u0639\u0644\u0649 \u062c\u0648\u0627\u0626\u0632 \u0639\u062f\u0629 \u062a\u0634\u0645\u0644 \u0645\u0628\u0627\u062f\u0631\u0629 \u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0644\u0644\u0639\u0627\u0645 \u0641\u064a \u0642\u0637\u0631\u060c \u0623\u0643\u062b\u0631 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0628\u062a\u0643\u0627\u0631\u0627\u064b \u0641\u064a \u0642\u0637\u0631\u060c \u0648\u0623\u0628\u0631\u0632 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u0627\u0644\u0634\u0631\u0642 \u0627\u0644\u0623\u0648\u0633\u0637. \u0643\u0645\u0627 \u062a\u0645 \u062a\u0643\u0631\u064a\u0645 \u0627\u0644\u0645\u062c\u0645\u0648\u0639\u0629 \u0641\u064a Google Cloud Summit Doha 2025 \u0644\u062f\u0648\u0631\u0647\u0627 \u0627\u0644\u0631\u064a\u0627\u062f\u064a \u0641\u064a \u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0631\u0642\u0645\u064a \u0648\u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0627\u0644\u0645\u0627\u0644\u064a.<\/p>\n\n\n\n<p>\u0643\u0645\u0627 \u062a\u0635\u062f\u0631\u062a \u0627\u0644\u0645\u062c\u0645\u0648\u0639\u0629 \u062a\u0635\u0646\u064a\u0641\u0627\u062a \u0623\u0643\u062b\u0631 10 \u0639\u0644\u0627\u0645\u0627\u062a \u062a\u062c\u0627\u0631\u064a\u0629 \u0642\u064a\u0645\u0629 \u0648\u0642\u0648\u0629 \u0641\u064a \u0642\u0637\u0631\u060c \u0648\u062d\u0635\u0644\u062a \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0627\u0639\u062a\u0631\u0627\u0641 \u0628\u0627\u0644\u062a\u0645\u064a\u0632 \u0644\u0644\u0639\u0627\u0645 \u0627\u0644\u062b\u0627\u0645\u0646 \u0639\u0644\u0649 \u0627\u0644\u062a\u0648\u0627\u0644\u064a\u060c \u0645\u0639 \u062d\u0635\u0648\u0644 \u0627\u062b\u0646\u064a\u0646 \u0645\u0646 \u0643\u0648\u0627\u062f\u0631\u0647\u0627 \u0639\u0644\u0649 \u0627\u0644\u0645\u0631\u0627\u062a\u0628 \u0627\u0644\u0623\u0648\u0644\u0649 \u0643\u0623\u0643\u062b\u0631 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0641\u0637\u0646\u0629 \u0641\u064a \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0625\u0642\u0644\u064a\u0645\u064a\u0629.<\/p>\n\n\n\n<p><strong>\u062f\u0639\u0645 \u0627\u0644\u062a\u0631\u0627\u062b \u0648\u0627\u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0648\u0637\u0646\u064a\u0629<\/strong><br>\u062a\u0645\u0627\u0634\u064a\u0627\u064b \u0645\u0639 \u0631\u0624\u064a\u0629 \u0642\u0637\u0631 2030\u060c \u0648\u0627\u0635\u0644\u062a \u0627\u0644\u0645\u062c\u0645\u0648\u0639\u0629 \u0631\u0639\u0627\u064a\u062a\u0647\u0627 \u0644\u0644\u0641\u0639\u0627\u0644\u064a\u0627\u062a \u0627\u0644\u0648\u0637\u0646\u064a\u0629 \u0648\u0627\u0644\u062b\u0642\u0627\u0641\u064a\u0629 \u0627\u0644\u0643\u0628\u0631\u0649\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0645\u0639\u0631\u0636 \u0643\u062a\u0627\u0631\u0627 \u0627\u0644\u062f\u0648\u0644\u064a \u0644\u0644\u0635\u064a\u062f \u0648\u0627\u0644\u0635\u0642\u0648\u0631 (\u0633\u0647\u064a\u0644 2025)\u060c \u0645\u0647\u0631\u062c\u0627\u0646 \u0643\u062a\u0627\u0631\u0627 \u0627\u0644\u062f\u0648\u0644\u064a \u0644\u0644\u062e\u064a\u0644 \u0627\u0644\u0639\u0631\u0628\u064a\u0629\u060c \u0628\u0637\u0648\u0644\u0629 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u062a\u062c\u0627\u0631\u064a \u0642\u0637\u0631 \u0645\u0627\u0633\u062a\u0631\u0632 2025\u060c \u0648\u0645\u0639\u0631\u0636 \u0627\u0628\u0646\u0650 \u0628\u064a\u062a\u0643 2025\u060c \u0645\u0624\u0643\u062f\u0629 \u062f\u0648\u0631\u0647\u0627 \u0643\u0634\u0631\u064a\u0643 \u062a\u0623\u0645\u064a\u0646 \u0631\u0633\u0645\u064a \u0648\u062f\u0627\u0639\u0645 \u0644\u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u062f\u0627\u0645\u0629.<\/p>\n\n\n\n<p>\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u060c \u064a\u0631\u062c\u0649 \u0632\u064a\u0627\u0631\u0629: <a href=\"www.qic-group.com\" target=\"_blank\" rel=\"noopener\"><strong>www.qic-group.com<\/strong><\/a><\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><b>\u0627\u0628\u0642\u0648\u0627 \u0639\u0644\u0649 \u0627\u0637\u0651\u0644\u0627\u0639 \u0639\u0644\u0649 \u0622\u062e\u0631 \u0627\u0644\u0641\u0639\u0627\u0644\u064a\u0627\u062a \u0648\u0627\u0644\u0623\u062d\u062f\u0627\u062b \u0641\u064a \u0642\u0637\u0631 \u0645\u0639 <\/b><a href=\"https:\/\/974qa.net\/ar\/\" target=\"_blank\" rel=\"noopener\"><b>974qa.net<\/b><\/a><b> \u0623\u0648 \u062a\u0627\u0628\u0639\u0648\u0646\u0627 \u0639\u0644\u0649 <\/b><a href=\"https:\/\/www.instagram.com\/9.7.4.qa\/\" target=\"_blank\" rel=\"noopener\"><b>\u0625\u0646\u0633\u062a\u063a\u0631\u0627\u0645<\/b><\/a><b>.<\/b><\/h5>\n","protected":false},"excerpt":{"rendered":"<p>To read this article in English, press here \u0623\u0639\u0644\u0646\u062a \u0642\u0637\u0631 \u0644\u0644\u062a\u0623\u0645\u064a\u0646\u060c \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0631\u0627\u0626\u062f\u0629 \u0641\u064a \u0642\u0637\u0627\u0639 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u0642\u0637\u0631 \u0648\u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u0634\u0631\u0642 \u0627\u0644\u0623\u0648\u0633\u0637 \u0648\u0634\u0645\u0627\u0644 \u0623\u0641\u0631\u064a\u0642\u064a\u0627\u060c \u0639\u0646 \u062a\u062d\u0642\u064a\u0642 \u0635\u0627\u0641\u064a \u0623\u0631\u0628\u0627\u062d \u0642\u062f\u0631\u0647 588 \u0645\u0644\u064a\u0648\u0646 [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":7823,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[22],"tags":[],"aioseo_notices":[],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/974qa.net\/ar\/wp-content\/uploads\/sites\/3\/2025\/10\/WhatsApp-Image-2025-10-28-at-8.39.21-PM.jpeg?fit=411%2C303&ssl=1","_links":{"self":[{"href":"https:\/\/974qa.net\/ar\/wp-json\/wp\/v2\/posts\/7820"}],"collection":[{"href":"https:\/\/974qa.net\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/974qa.net\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/974qa.net\/ar\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/974qa.net\/ar\/wp-json\/wp\/v2\/comments?post=7820"}],"version-history":[{"count":3,"href":"https:\/\/974qa.net\/ar\/wp-json\/wp\/v2\/posts\/7820\/revisions"}],"predecessor-version":[{"id":7827,"href":"https:\/\/974qa.net\/ar\/wp-json\/wp\/v2\/posts\/7820\/revisions\/7827"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/974qa.net\/ar\/wp-json\/wp\/v2\/media\/7823"}],"wp:attachment":[{"href":"https:\/\/974qa.net\/ar\/wp-json\/wp\/v2\/media?parent=7820"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/974qa.net\/ar\/wp-json\/wp\/v2\/categories?post=7820"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/974qa.net\/ar\/wp-json\/wp\/v2\/tags?post=7820"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}